Christmas Hours: Tuesday, December 24, 2024 lobby & drive-up will be closing at 12:00pm. Wednesday, December 25, 2024 bank offices will be closed.

Adjustable Rate Mortgage

We also offer adjustable-rate loans that have the advantage of lower initial interest payments. We typically offer one, three and five-year adjustable-rate products.

This type of loan is most appropriate for those who seek flexibility for their finances or are only planning to hold the loan for a specific period of time. Additionally, if the borrower believes that rates will decrease enough in the future to warrant re-financing, this may be the best option for the borrower.

Our rates are highly competitive. Please contact one of our experienced mortgage professionals Carl Edwards, EVP, Kathy Green, MLO or Mike O’Neil, MLO for more information and our current rates at 781-631-6002 or e-mail mortgage@ngbank.com.

National Grand Bank NMLS #405306
Carl Edwards NMLS #39982
Kathy Green NMLS #521013
Mike O’Neil NMLS #2170750

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