Personal Checking Accounts

Compare National Grand Bank’s personal checking accounts

FEATURE/BENEFIT	BASIC	PERSONAL	NOW	STUDENT	18/65
Minimum Opening Deposit	$10	$10	$10	$10	$10
Free Online Banking & Bill Pay
Free MasterMoney Debit Card
MasterMoney Cashback Rewards
Free NGB ATM Transactions
Overdraft Protection
Overdraft Transfer
Images of Checks in Statements
Free eStatements
Interest Bearing					NOW Only
Free NGB Checks
No Minimum Balance

---

Personal Checking – (Basic)

Features/Benefits:

* Direct Deposit required to avoid monthly maintenance fee plus $1 per item after 15 paid checks, ATM withdrawals, POS or ACH transactions

** With Direct Deposit 

*** With Credit Approval 

---

Personal Checking – (Personal)

Features/Benefits:

*  Minimum Balance or Direct Deposit required to avoid monthly maintenance fee of $2 plus $0.25 per item 

** With Direct Deposit or when Minimum Balance is maintained 

*** With Credit Approval 

---

Personal Checking – (Now)

Features/Benefits:

* Minimum Balance required to avoid monthly maintenance fee or $10 plus $0.30 per item 

** When Minimum Balance is maintained

*** With Credit Approval 

---

Personal Checking – (Student)

Features/Benefits:

* No monthly maintenance fee until age 26, at which time account converts to Personal Checking 

---

Personal Checking – (18/65 Checking)

Features/Benefits:

18/65 rule can be applied to any of our checking products (Basic, Personal, NOW)

---